[SURVEY] Happy Jump Insurance - Page 3 | General Discussion | …
[SURVEY] Happy Jump Insurance
  •   Dlajdhri [2062002]Dlajdhri [2062002]
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    Posted on 22:42:53 - 12/09/21 (1 month ago)
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    You would also require every event of them taking dvds etc and match the times with the OD of the ecstacy otherwise people will be popping ecstacy all day without actually attempting a happy jump at all in hopes of hitting the jackpot with you.

    Please send me Elephant statues i am collecting them!

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    Posted on 00:26:01 - 13/09/21 (1 month ago)
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    Dlajdhri [2062002]

    You would also require every event of them taking dvds etc and match the times with the OD of the ecstacy otherwise people will be popping ecstacy all day without actually attempting a happy jump at all in hopes of hitting the jackpot with you.
    Good idea, buddy. To avoid people spamming ecstasy for insurance benefits, I think it's important to ask them to provide events throughout the HJ process. Also check their personal graph, using more than 1 Ecs is not logical for HJ I think. Any action that shows taking advantage of the insurance are rejected.

    Happy Jump safely here

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    Posted on 00:35:01 - 13/09/21 (1 month ago)
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    undo [2090073]

    I wouldn’t. Self insuring is always cheaper in the long run for things you can afford to self insure for, since insurance companies by definition have to make a profit.
    You don't need insurance for every HJ, it's entirely your choice. You can choose to use insurance only when you feel unlucky, maybe you're "unlucky" and insurance pays for you, you've made a profit.

    Happy Jump safely here

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    Posted on 07:47:36 - 14/09/21 (1 month ago)
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    Dlajdhri [2062002]

    You would also require every event of them taking dvds etc and match the times with the OD of the ecstacy otherwise people will be popping ecstacy all day without actually attempting a happy jump at all in hopes of hitting the jackpot with you.
    I'm having trouble asking the player to send the OD event. They just appear as follows (do not specify how much energy, happiness is lost):
    You take some Ecstacy and down a glass of water. A headache is followed by nausea and vomiting. You must have overdosed!

    Players cannot send events using Xanax or Edvd, as they are only saved on the activity log, not events. I need to confirm the OD ecstacy has already happened during Happy Jump.Thanks in advance.

    Happy Jump safely here

  • -Scar- [2456701]-Scar- [2456701]
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    Posted on 07:53:16 - 14/09/21 (1 month ago)
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    In the faction I lead, we have this in place with out the cost of Xanax however. If our members OD on the Ecstasy they send a leader the log of the OD (to ensure it was full stack and full 5 dvd lost) and we provide them with a new kit. 
    Its amazing how many more will risk it knowing that their hard earn money will not be completely lost to an OD.
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    Posted on 07:54:44 - 14/09/21 (1 month ago)
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    -Scar- [2456701]

    In the faction I lead, we have this in place with out the cost of Xanax however. If our members OD on the Ecstasy they send a leader the log of the OD (to ensure it was full stack and full 5 dvd lost) and we provide them with a new kit.
    Its amazing how many more will risk it knowing that their hard earn money will not be completely lost to an OD.
    Mate the log is copy and paste, can it be edited?

    Happy Jump safely here

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    Posted on 08:00:15 - 14/09/21 (1 month ago)
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    -Scar- [2456701]

    In the faction I lead, we have this in place with out the cost of Xanax however. If our members OD on the Ecstasy they send a leader the log of the OD (to ensure it was full stack and full 5 dvd lost) and we provide them with a new kit.
    Its amazing how many more will risk it knowing that their hard earn money will not be completely lost to an OD.

    Gat [2600663]

    Mate the log is copy and paste, can it be edited?
    Oh, yes.. and we are well aware. Screen shots are needed. I do realize that this to can also be altered. It comes down to a honor system. Trusting your members to not abuse it. 
    Been running the insurance for many months and I can't say I have had more than 5... 10 at the absolute max, claimed. Other faction may not be as lucky.
    Last edited by -Scar- on 08:00:40 - 14/09/21
  • Butt JussiJernkuuk [1874922]JussiJernkuuk [1874922]
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    Posted on 08:37:47 - 14/09/21 (1 month ago)
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    Bravotitan [2423520]

    This could be a good idea but you got too many odds playing against you

    1. Your age
    2. little/no karma, few friends
    3. Reputation: no one knows who you are and seeing as this is torn, people wont just give money to a stranger,
    4. Payout: Way to easy for you to either ignore people trying to get the insurance or just refuse paying out, youre offering insurance, but with no assurance

    Dlajdhri [2062002]

    But if for example a well known player offered this service what would you think of the service specifically? i agree with you, HE is the issue that lets it down but for an idea i actually thinks its pretty good!
    It's not just about trusting the insurer, it would be impossible to know how much e and happiness the customers actually lost. Insurance fraud could go both ways in such a setup.

  • IMP Gat [2600663]Gat [2600663]
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    Posted on 09:36:19 - 14/09/21 (1 month ago)
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    There's a difference between a serious insurance buyer and a scammer:

    Insurance buyers spend 1 Xan to bring protection to their Happy Jump. If they unfortunately have OD, they will have another chance.

    Scammers spend 1 Xan and drink Ecstacy (no stack of Xans nor eDvds) to make money. The fact that he is spending 890k gambling with a 5% chance of winning 16M. On average, he will lose 90k once.
    Last edited by Gat on 10:08:33 - 14/09/21

    Happy Jump safely here

  • CALE Floyd [2514492]Floyd [2514492]
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    Posted on 10:07:22 - 14/09/21 (1 month ago)
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    I think the scam effort to reward ratio would probably render most scammers unlikely to bother with this, you could also have a 24hr payout delay so you can confirm the OD took place and that xanax, ecstasy and dvd's were used the previous day.

    I like the idea and would probably have took part whilst I was doing HJ's, I never od'd on any jumps so would have been down but could just as easily happened 5 times so I think in the long run would have been worth it.

    If it were me I'd be travelling to SA for the xans myself and maybe get a job in an AN to reduce the costs of the payouts and make a better profit margin.

    Just like in rl, when it comes to insurance you're a fool to have it and a fool not too.

    Good luck with the venture.
  •   Dlajdhri [2062002]Dlajdhri [2062002]
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    Posted on 10:12:48 - 14/09/21 (1 month ago)
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    Dlajdhri [2062002]

    You would also require every event of them taking dvds etc and match the times with the OD of the ecstacy otherwise people will be popping ecstacy all day without actually attempting a happy jump at all in hopes of hitting the jackpot with you.

    Gat [2600663]

    I'm having trouble asking the player to send the OD event. They just appear as follows (do not specify how much energy, happiness is lost):
    You take some Ecstacy and down a glass of water. A headache is followed by nausea and vomiting. You must have overdosed!

    Players cannot send events using Xanax or Edvd, as they are only saved on the activity log, not events. I need to confirm the OD ecstacy has already happened during Happy Jump.Thanks in advance.
    Ask them to send a picture of their activity log, if they used the dvds right before the ecstacy then they can prove they was doing a happy jump, if not then you know they just popped a an ecstacy

    Please send me Elephant statues i am collecting them!

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    Posted on 11:06:45 - 14/09/21 (1 month ago)
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    Floyd [2514492]

    I think the scam effort to reward ratio would probably render most scammers unlikely to bother with this, you could also have a 24hr payout delay so you can confirm the OD took place and that xanax, ecstasy and dvd's were used the previous day.

    I like the idea and would probably have took part whilst I was doing HJ's, I never od'd on any jumps so would have been down but could just as easily happened 5 times so I think in the long run would have been worth it.

    If it were me I'd be travelling to SA for the xans myself and maybe get a job in an AN to reduce the costs of the payouts and make a better profit margin.

    Just like in rl, when it comes to insurance you're a fool to have it and a fool not too.

    Good luck with the venture.
    Thank you very much mate. I do need support like this.

    Happy Jump safely here

  • ÐoA HuntedGhost [2568914]HuntedGhost [2568914]
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    Posted on 11:15:36 - 14/09/21 (1 month ago)
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    Dlajdhri [2062002]

    You would also require every event of them taking dvds etc and match the times with the OD of the ecstacy otherwise people will be popping ecstacy all day without actually attempting a happy jump at all in hopes of hitting the jackpot with you.

    Gat [2600663]

    I'm having trouble asking the player to send the OD event. They just appear as follows (do not specify how much energy, happiness is lost):
    You take some Ecstacy and down a glass of water. A headache is followed by nausea and vomiting. You must have overdosed!

    Players cannot send events using Xanax or Edvd, as they are only saved on the activity log, not events. I need to confirm the OD ecstacy has already happened during Happy Jump.Thanks in advance.
    Just to let people know,

    An xtc OD looks like this under the events tab:
    You pop the pill into your mouth and down a glass of water. You overdose.

    This is a xanax OD:
    You take some Xanax and down a glass of water. A headache is followed by nausea and vomiting. You must have overdosed!

    As per my thoughts about the entire thing, while it could be a good idea, I highly doubt people outside of your faction or aren't your friends would want to send you a xan to buy insurance, so seems like not much money can be made like this. Trust issues are rightfully prevalent in Torn lol
    Last edited by HuntedGhost on 11:18:19 - 14/09/21

  • IMP Gat [2600663]Gat [2600663]
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    Posted on 11:17:03 - 14/09/21 (1 month ago)
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    Dlajdhri [2062002]

    You would also require every event of them taking dvds etc and match the times with the OD of the ecstacy otherwise people will be popping ecstacy all day without actually attempting a happy jump at all in hopes of hitting the jackpot with you.

    Gat [2600663]

    I'm having trouble asking the player to send the OD event. They just appear as follows (do not specify how much energy, happiness is lost):
    You take some Ecstacy and down a glass of water. A headache is followed by nausea and vomiting. You must have overdosed!

    Players cannot send events using Xanax or Edvd, as they are only saved on the activity log, not events. I need to confirm the OD ecstacy has already happened during Happy Jump.Thanks in advance.

    Dlajdhri [2062002]

    Ask them to send a picture of their activity log, if they used the dvds right before the ecstacy then they can prove they was doing a happy jump, if not then you know they just popped a an ecstacy
    I think screenshots can also be edited. There is no way to confirm that a player has stacked Xanaxs and eDvds before.

    I just leave it, I decided not to care if they were really Happy Jump or not. As long as they pay 1 Xan and send me proof of OD ecstacy within 1 hour after that, they will be covered by insurance.

    Happy Jump safely here

  • TRC --ZERO-- [2669774]--ZERO-- [2669774]
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    Posted on 11:29:17 - 14/09/21 (1 month ago)
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    dunmugmeh [538353]

    A very intrepid business idea little sir!

    Sadly it is probably doomed to failure unless you keep it to people you know.

    The scammers and multis will be all over this.

    They will 'overdose' and want you to send them their stuff and of course people will be wary of sending you a xanax because they will be scared you will scam them ..

    Doomed before it even gets off the ground.

    Matzkops [2566807]

    you can send events, you can't fake that
    Can't you? pretty easy to fake unless u see it urself in which case u will need the api key.
  •   Dlajdhri [2062002]Dlajdhri [2062002]
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    Posted on 11:30:58 - 14/09/21 (1 month ago)
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    Dlajdhri [2062002]

    You would also require every event of them taking dvds etc and match the times with the OD of the ecstacy otherwise people will be popping ecstacy all day without actually attempting a happy jump at all in hopes of hitting the jackpot with you.

    Gat [2600663]

    I'm having trouble asking the player to send the OD event. They just appear as follows (do not specify how much energy, happiness is lost):
    You take some Ecstacy and down a glass of water. A headache is followed by nausea and vomiting. You must have overdosed!

    Players cannot send events using Xanax or Edvd, as they are only saved on the activity log, not events. I need to confirm the OD ecstacy has already happened during Happy Jump.Thanks in advance.

    Dlajdhri [2062002]

    Ask them to send a picture of their activity log, if they used the dvds right before the ecstacy then they can prove they was doing a happy jump, if not then you know they just popped a an ecstacy

    Gat [2600663]

    I think screenshots can also be edited. There is no way to confirm that a player has stacked Xanaxs and eDvds before.

    I just leave it, I decided not to care if they were really Happy Jump or not. As long as they pay 1 Xan and send me proof of OD ecstacy within 1 hour after that, they will be covered by insurance.
    thats just opening yourself up to be scammed

    Please send me Elephant statues i am collecting them!

  • SAIF Noob_God [2644967]Noob_God [2644967]
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    Posted on 11:42:21 - 14/09/21 (1 month ago)
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    Bravotitan [2423520]

    This could be a good idea but you got too many odds playing against you

    1. Your age
    2. little/no karma, few friends
    3. Reputation: no one knows who you are and seeing as this is torn, people wont just give money to a stranger,
    4. Payout: Way to easy for you to either ignore people trying to get the insurance or just refuse paying out, youre offering insurance, but with no assurance

    Dlajdhri [2062002]

    But if for example a well known player offered this service what would you think of the service specifically? i agree with you, HE is the issue that lets it down but for an idea i actually thinks its pretty good!

    Bravotitan [2423520]

    Idea great

    Person, not so great.

    I wouldnt use this kind of service myself ever unless it was someone like oran or andyman that ran it as they got some reputation to take care of.
    I would disagree, its really hard for some1 to 'have good reputation' when they havent even started their business yet, u cannot expect ppl to make a good impression when u r not letting them.
  • IMP Gat [2600663]Gat [2600663]
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    Posted on 11:57:55 - 14/09/21 (1 month ago)
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    Gat [2600663]

    There's a difference between a serious insurance buyer and a scammer:

    Insurance buyers spend 1 Xan to bring protection to their Happy Jump. If they unfortunately have OD, they will have another chance.

    Scammers spend 1 Xan and drink Ecstacy (no stack of Xans nor eDvds) to make money. The fact that he is spending 890k gambling with a 5% chance of winning 16M. On average, he will lose 90k once.
    Aqua I think scammers dont find this interesting.

    Happy Jump safely here

  • QnK Wiber [2065939]Wiber [2065939]
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    Posted on 12:18:18 - 14/09/21 (1 month ago)
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    I think you could make it a condition of the insurance that claimants will provide their API key to verify that events have taken place. If people are not happy with the condition they don't need to buy the product.
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    Posted on 12:46:29 - 14/09/21 (1 month ago)
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    Wiber [2065939]

    I think you could make it a condition of the insurance that claimants will provide their API key to verify that events have taken place. If people are not happy with the condition they don't need to buy the product.
    This is one good idea mate, though I think it's hard to provide an API to a stranger you dont know. But this is still a good idea. My stupid question is, how do I use the API they provide to check their Happy Jump? sorry for the silly question.

    Happy Jump safely here

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