POOR MAN'S MUTUAL FUNDS - Page 5 | Stock Market | TORN
POOR MAN'S MUTUAL FUNDS
  • PT DedeSilver [2430598]DedeSilver [2430598]
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    Posted on 21:06:58 - 03/08/21 (2 months ago)
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    DedeSilver [2430598]

    Then learn. Many discord channel you can join and be silent reader. Infinite dimension or even tornstat discord channel. If you don't have access to it, learn yourself. Here are basic graphic reading.
    IE : MCS



    Because stonk 3.0 isn't a year yet, you use longest time period option. That is last year. You can see original price is $613.43 and lowest price is $549.02 (around -15%) from original price).
    With current price $570.32, you gotta ask yourself is it low enough to buy? Should you wait for it to crash some more? How much is low enough for you? How long do you expect your investment to return. If waiting a month is not a problem for you, then go ahead buy. But if you think still too risky, not enough profit probability, or some other stocks are more promising, then go ahead buy other stocks.
    Ofc this is the very basic thing to learn. Laterthe more often you invest you will start learning how to gain more profit in shorter time.

    Kayo [2142545]

    I have joined a few discords in an attempt to learn it, although this is all after I first started investing with this guy. I do believe I've made some progress but I don't believe I'm good enough to ignore investment opportunities with others as well. For example, some make around 20% a week, is that not a much better opportunity?

    Of course, I do recognize the possibility of scamming is still open and well, but even if my money wasn't returned I don't believe it's reason enough to ignore all possible opportunities.
    20% for a week? Lol do you know the time those people must invest in front of computer? Let's just say even my eyes hurt. N no i have not heard any legit mutual fund gives 20% profit a week. 
    Look bro, investing on strangers, esp one with nothing to lose (no reputation to hold, no stats, not even a donator stats, and God knows whose multi this guy is) it means you risk losing 100% of your money and the opportunity to learn with yourown money. Investing it by yourself means you gain little profit at first but once you learn the rope, nothing can stop you. If money is power then the knowledge of making money is power too. Reach the power. Learn, ask questions, instead blindly put money on questionable account.
    In the end up to you. It's your money not mine. But op account tbh seems red flag to me.

    Ps: you can speed up the learning process by investing in few different stock
    Last edited by DedeSilver on 21:09:10 - 03/08/21

    Buying Ecans 20E - 30E for market value. No need chat, just start trade.

  • PnBP Matzkops [2566807]Matzkops [2566807]
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    Posted on 21:10:17 - 03/08/21 (2 months ago)
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    Matzkops [2566807]

    My opinion is that whenever you are unhappy with a customers acting, you pay him back what you owe him (flat investment in this case, as profits would be tied to the 16 weeks).

    Threatening to keep the money, whatever the reasons might be, make it look like you are not a trustworthy player, and it doesn't matter if you plan on keeping the fund active or not. Be the bigger man here and pay him his investment back

    AdanaliApo [2329098]

    Brother, if the client was just saying, hey I want my money back. Fine, I would give it back. Which has happened I think before with someone else just can't remember the name right now. Client claimed he didn't know about money being locked in and said he doesn't want profits, so I returned his balance.

    Issue here, he send me emails when I was in jail, then took action by talking to other clients, posting here that I scammed him, he went after my workers, faction, spouse literally whatever he could do, before he gave me opportunity to reply. Now, as you can see, this business is here over. I lost infinite amount of money, as I could just continue running the business without his investment and profit... His damage to me in the long term is bigger than 800M. On top of this, he is still trash talking to me. So, give me one reason, why would I return his money? Keep in mind, now, I'm labelled as a scammer regardless. Put yourself in my shoes and answer...
    In my opinion, returning the money is still the right moral thing to do. Not matter what the other player does, you hold up your end of the deal, that's what you have to do if you want to be taken seriously. Not only as a potential business partner, but as a player overall.

    Hey,

     Name,

    take a look here!

    I've got something for you....For the right price ;)

  • AI Kayo [2142545]Kayo [2142545]
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    Posted on 21:10:33 - 03/08/21 (2 months ago)
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    AdanaliApo [2329098]

    Brother, if the client was just saying, hey I want my money back. Fine, I would give it back. Which has happened I think before with someone else just can't remember the name right now. Client claimed he didn't know about money being locked in and said he doesn't want profits, so I returned his balance.

    Issue here, he send me emails when I was in jail, then took action by talking to other clients, posting here that I scammed him, he went after my workers, faction, spouse literally whatever he could do, before he gave me opportunity to reply. Now, as you can see, this business is here over. I lost infinite amount of money, as I could just continue running the business without his investment and profit... His damage to me in the long term is bigger than 800M. On top of this, he is still trash talking to me. So, give me one reason, why would I return his money? Keep in mind, now, I'm labelled as a scammer regardless. Put yourself in my shoes and answer...
    "So, give me one reason, why would I return his money?"

    People have already given you reasons, but you simply don't agree with them. There's no point in continuing the argument because you're not willing to consider any other viewpoint than your own.
    Last edited by Kayo on 21:10:41 - 03/08/21
  • AI Kayo [2142545]Kayo [2142545]
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    Posted on 21:12:55 - 03/08/21 (2 months ago)
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    DedeSilver [2430598]

    20% for a week? Lol do you know the time those people must invest in front of computer? Let's just say even my eyes hurt. N no i have not heard any legit mutual fund gives 20% profit a week.
    Look bro, investing on strangers, esp one with nothing to lose (no reputation to hold, no stats, not even a donator stats, and God knows whose multi this guy is) it means you risk losing 100% of your money and the opportunity to learn with yourown money. Investing it by yourself means you gain little profit at first but once you learn the rope, nothing can stop you. If money is power then the knowledge of making money is power too. Reach the power. Learn, ask questions, instead blindly put money on questionable account.
    In the end up to you. It's your money not mine. But op account tbh seems red flag to me.

    Ps: you can speed up the learning process by investing in few different stock
    Alright, that's actually pretty great advice. I think I'll follow it.
  • ZauberBiest [2179133]ZauberBiest [2179133]
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    Posted on 21:16:48 - 03/08/21 (2 months ago)
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    I asked for my investment back and was paid it with the profit even though my investment period wasn't due. 

    He played fair dice with me and was open cards with me. Don't know but all of the above things.

    Sorry that the investment business turned sour.
  •   AdanaliApo [2329098]AdanaliApo [2329098]
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    Posted on 21:20:25 - 03/08/21 (2 months ago)
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    DedeSilver [2430598]

    20% for a week? Lol do you know the time those people must invest in front of computer? Let's just say even my eyes hurt. N no i have not heard any legit mutual fund gives 20% profit a week.
    Look bro, investing on strangers, esp one with nothing to lose (no reputation to hold, no stats, not even a donator stats, and God knows whose multi this guy is) it means you risk losing 100% of your money and the opportunity to learn with yourown money. Investing it by yourself means you gain little profit at first but once you learn the rope, nothing can stop you. If money is power then the knowledge of making money is power too. Reach the power. Learn, ask questions, instead blindly put money on questionable account.
    In the end up to you. It's your money not mine. But op account tbh seems red flag to me.

    Ps: you can speed up the learning process by investing in few different stock

    Kayo [2142545]

    Alright, that's actually pretty great advice. I think I'll follow it.
    This is getting funny now, you just refused because it came from me... But anyways
  • CALE Floyd [2514492]Floyd [2514492]
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    Posted on 21:22:47 - 03/08/21 (2 months ago)
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    So, give me one reason, why would I return his money? Keep in mind, now, I'm labelled as a scammer regardless. Put yourself in my shoes and answer...
    Because if you return his money you won't be a scammer and everyone will see that, if anything this whole debacle may add to your credibility and you will probably find people willing to invest with you.

    Everything that could possibly go wrong with your attempt to set this business has done but by returning all the money people invested with you they will see you're a man of your word.

    Not even a real bank would do this
  •   AdanaliApo [2329098]AdanaliApo [2329098]
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    Posted on 21:25:07 - 03/08/21 (2 months ago)
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    AdanaliApo [2329098]

    Brother, if the client was just saying, hey I want my money back. Fine, I would give it back. Which has happened I think before with someone else just can't remember the name right now. Client claimed he didn't know about money being locked in and said he doesn't want profits, so I returned his balance.

    Issue here, he send me emails when I was in jail, then took action by talking to other clients, posting here that I scammed him, he went after my workers, faction, spouse literally whatever he could do, before he gave me opportunity to reply. Now, as you can see, this business is here over. I lost infinite amount of money, as I could just continue running the business without his investment and profit... His damage to me in the long term is bigger than 800M. On top of this, he is still trash talking to me. So, give me one reason, why would I return his money? Keep in mind, now, I'm labelled as a scammer regardless. Put yourself in my shoes and answer...

    Kayo [2142545]

    "So, give me one reason, why would I return his money?"

    People have already given you reasons, but you simply don't agree with them. There's no point in continuing the argument because you're not willing to consider any other viewpoint than your own.
    What reasons please tell me here? Other then asking me turn the other check to Bughunter? How's paying him going to fix the damages he caused unrightfully? How is it going to fix my reputation here while you, yourself still calling me scammer even after receiving your money with extra %...
  •   AdanaliApo [2329098]AdanaliApo [2329098]
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    Posted on 21:28:46 - 03/08/21 (2 months ago)
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    Floyd [2514492]


    So, give me one reason, why would I return his money? Keep in mind, now, I'm labelled as a scammer regardless. Put yourself in my shoes and answer...
    Because if you return his money you won't be a scammer and everyone will see that, if anything this whole debacle may add to your credibility and you will probably find people willing to invest with you.

    Everything that could possibly go wrong with your attempt to set this business has done but by returning all the money people invested with you they will see you're a man of your word.

    Not even a real bank would do this
    Okay then how do we cut his penalty for what he has done? 

    I'm returning everyone else's money.

    I put so much effort in this business, spent hours on trade chat. I was always honest to clients. Even with Kayo, I told him why I took actions in this way. While he is the one who should see this clearly, calls me scammer. How do you think paying Bughunter back is going to clear the scammer label? Like people who experienced this shit storm in first person not willing, how do you think I can find new customers etc?

    I accept he took my business down, and I'm taking his 800M. I could take all the 3B with me. But like I said, my goal wasn't scamming people here. Otherwise I would take it all with me.
  • GW 0xHemlock [2662912]0xHemlock [2662912]
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    Posted on 21:48:04 - 03/08/21 (2 months ago)
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    AdanaliApo [2329098]

    What reasons please tell me here? Other then asking me turn the other check to Bughunter? How's paying him going to fix the damages he caused unrightfully? How is it going to fix my reputation here while you, yourself still calling me scammer even after receiving your money with extra %...
    What other reasons?  Well, before I posted here, you didn't know I existed.  I already invest money in stocks and am learning how to maintain profits, but I'm also lazy.  I like lazy money.  If I found a good reputable investor, I would totally be willing to start investing and giving them a try.  You were someone I was looking at, but your response to this fiasco ensured that I'm looking elsewhere.  I'm a relatively poor player, with a networth of around 500m.  Not exactly your "big break" opportunity.  But, if I'm watching, who else may be watching?  Is there someone sitting on 2b who's just as lazy as I am, looking for a way to make lazy money?  Someone else with 10b?  Maybe, but now you'll never know. 

    So, passing up all future investment opportunities is what cost you. You can recover from a single guy calling in big friends and making noise, but you can't recover from you yourself declaring yourself to be a scammer. Maybe he did cause excessive damage unrightfully, but your response to that is how you were going to bounce back. At this point it's game over.

    Rant over. Thanks for the entertainment. I might be trying to collect one of your bounties, too - you know, lazy money and all.
    Last edited by 0xHemlock on 21:49:18 - 03/08/21
  • JFK™ Collete [1389080]Collete [1389080]
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    Posted on 21:49:57 - 03/08/21 (2 months ago)
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    Floyd [2514492]


    So, give me one reason, why would I return his money? Keep in mind, now, I'm labelled as a scammer regardless. Put yourself in my shoes and answer...
    Because if you return his money you won't be a scammer and everyone will see that, if anything this whole debacle may add to your credibility and you will probably find people willing to invest with you.

    Everything that could possibly go wrong with your attempt to set this business has done but by returning all the money people invested with you they will see you're a man of your word.

    Not even a real bank would do this

    AdanaliApo [2329098]

    Okay then how do we cut his penalty for what he has done?

    I'm returning everyone else's money.

    I put so much effort in this business, spent hours on trade chat. I was always honest to clients. Even with Kayo, I told him why I took actions in this way. While he is the one who should see this clearly, calls me scammer. How do you think paying Bughunter back is going to clear the scammer label? Like people who experienced this shit storm in first person not willing, how do you think I can find new customers etc?

    I accept he took my business down, and I'm taking his 800M. I could take all the 3B with me. But like I said, my goal wasn't scamming people here. Otherwise I would take it all with me.
    scammer

    https://media.discordapp.net/attachments/838744488913797131/840767414660890634/colette_small.gif

  • CALE Floyd [2514492]Floyd [2514492]
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    Posted on 21:50:00 - 03/08/21 (2 months ago)
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    Floyd [2514492]


    So, give me one reason, why would I return his money? Keep in mind, now, I'm labelled as a scammer regardless. Put yourself in my shoes and answer...
    Because if you return his money you won't be a scammer and everyone will see that, if anything this whole debacle may add to your credibility and you will probably find people willing to invest with you.

    Everything that could possibly go wrong with your attempt to set this business has done but by returning all the money people invested with you they will see you're a man of your word.

    Not even a real bank would do this

    AdanaliApo [2329098]

    Okay then how do we cut his penalty for what he has done?

    I'm returning everyone else's money.

    I put so much effort in this business, spent hours on trade chat. I was always honest to clients. Even with Kayo, I told him why I took actions in this way. While he is the one who should see this clearly, calls me scammer. How do you think paying Bughunter back is going to clear the scammer label? Like people who experienced this shit storm in first person not willing, how do you think I can find new customers etc?

    I accept he took my business down, and I'm taking his 800M. I could take all the 3B with me. But like I said, my goal wasn't scamming people here. Otherwise I would take it all with me.
    Honestly if it were me I'd take the hit and put it down to the price of doing business.

    Have you really lost that much in the grand scheme of things, presumably you've made a bit of profit out of these investments?

    Okay so you lost your spouse, get another one they're 10 a penny, your company took a bit of a hit but will recover pretty quickly by the looks of things.

    All easily fixed with a small amount of time and a little bit of effort, presumably nothing in comparison to the time and energy that went into getting your fund set up and trading and managing to find some willing investors?

    There are so many scams in Torn you can't really blame people for assuming they'd fallen foul of another one when you were fedded, I think it's a pretty natural reaction to panic and overreact, If I thought I'd lost 1.5b I'd be apoplectic.

    You have a chance to not only prove that you're not a scammer but also enhance your reputation in the process, I'd take it if I were you.

    Sure you could keep the money and make an easy profit but how much could you make over the coming years as a legitimate broker for all of those people who want to invest in the market but don't know who to turn to?
    Last edited by Floyd on 21:50:55 - 03/08/21
  • NS Stepsister [2197917]Stepsister [2197917]
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    Posted on 22:12:29 - 03/08/21 (2 months ago)
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    "Okay then how do we cut his penalty for what he has done?"

    In business, you don't. How you handle your very worst clients shows potential investors how you will treat your very best. Now Torn is a game, and as such there are some options for getting back at someone who has wronged you... but that is rather separated from repairing the damage that has happened to you specifically and directly because of how you handled an investor.

    You had an investor get cold toes, you held them to their end of the agreement, and as they turned sour they started throwing you under the very bus they were driving. This sort of thing happens. You should have prepared for it when you were creating this opportunity/business. Failing that, at any point up to this you could have found a way to mitigate your losses and move forward. Now, you're so focused on vengeance it's literally hurting your bottom line and ironically, by causing you financial loss, leading more people to believe you are a scam artist.
  • ANON nihilisticcat [2112766]nihilisticcat [2112766]
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    Posted on 04:45:14 - 04/08/21 (2 months ago)
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    I've been trying to stay out of this, so I'll keep this brief:

    I've only had good interactions with OP personally, and he's been very professional with both me and my money. I find and use random mutual funds (esp. noobs/sketchy-esque ones) for a few reasons: 1) I have a soft spot for noobs and don't mind giving them a few hundred mil and watching what happens ;) 2) I've been looking for someone to brainwash recruit that can handle monies better than me, and would be able to start our own faction mutual fund if they're good. 3) I don't mind losing/getting scammed out of a hundred mil or two, it's a hit for sure but not the end of the world, and a risk I'm willing to take on the off chance I find a gem. 4) (and most importantly) I like lazy monies :P

    OP here was one of my better investments thus far, coming back after my first 4 week investment (of 300m) a day before it was due with the cash ready, after which I doubled down and invested 700m for another 4 weeks. In the middle of that second investment all this went down (I simply watched from the side trying not to get involved), but he paid up his 770m (700+10% interest) 2 weeks early.

    It's clear that he has lots of skill investing, and I suspect he has good intentions ...


    HOWEVER


    It's become obvious that there is little experience with the actual game and its community, nor was there a plan for what to do when things go sideways. Both scenarios that started this whole downward spiral could have been predicted and dealt with in different manners, many of which have been outlined in this thread. There's always assholes that will try to screw you over and there's always people that will look for any loopholes to try to get around Torn's rules. You should have read what other mutual funds have gone through (esp. the failed ones!) and prepared ahead for the worst case scenarios. Both "How should I handle someone asking me to "send to a friend" at the end of an investment?" and "What if there's a disgruntled client?" should have been prepared in advance of starting this venture.

    Now, OP f**ked up. And he's admitted to it. However, because of the amount of time and effort he put into this he's peeved that it's already done, after only 2 months, and his go-to defense for this is to fight back. I understand that, and it's super tempting to say "f**k all y'all, I'm the victim here, stfu" but it's important to take a step back and try to learn from this scenario. Take a day or two, have a hot bath, smoke some weed, make some tea, and think "How can I improve my game after failing what I set out to do? "


    ...all this and I'll sum it up by restating something I said in DMs:

    I understand that you're pissed. I get it. I had a project like this that I sunk my entire networth, energy, time and effort into for almost 3 years and it got ripped away from me in an instant after I f**ked up. But I kept my head low and after sulking for a few days I started anew, and while it hasn't been easy, I learned from my mistakes and I use that to make better on my promises now than I was before. My advice? Grave this thread, give people their cash back, lie low and ride the bounty train for a few weeks or months, and focus on yourself for a bit. Once things start settling down, and people have forgotten who you are, you can try again. But take the lessons from this venture, and improve. Now you have some more knowledge, apply it!

    ...anyway, what do I know? I'm just an asshole that wastes money on the off chance that nooblets turn out a'ight ;) take my response for what you will, and you do your game :) You did give me my 800m back so I'm gonna go play with that now and go to sleep
  • 1488 jonrombo [2498795]jonrombo [2498795]
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    Posted on 08:32:05 - 04/08/21 (2 months ago)
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    If it makes all of y'all feel better he didn't scam me he gave me 15m then offered me 15m for me to work for his company
  •   AdanaliApo [2329098]AdanaliApo [2329098]
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    Posted on 20:31:06 - 04/08/21 (2 months ago)
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    nihilisticcat [2112766]

    I've been trying to stay out of this, so I'll keep this brief:

    I've only had good interactions with OP personally, and he's been very professional with both me and my money. I find and use random mutual funds (esp. noobs/sketchy-esque ones) for a few reasons: 1) I have a soft spot for noobs and don't mind giving them a few hundred mil and watching what happens ;) 2) I've been looking for someone to brainwash recruit that can handle monies better than me, and would be able to start our own faction mutual fund if they're good. 3) I don't mind losing/getting scammed out of a hundred mil or two, it's a hit for sure but not the end of the world, and a risk I'm willing to take on the off chance I find a gem. 4) (and most importantly) I like lazy monies :P

    OP here was one of my better investments thus far, coming back after my first 4 week investment (of 300m) a day before it was due with the cash ready, after which I doubled down and invested 700m for another 4 weeks. In the middle of that second investment all this went down (I simply watched from the side trying not to get involved), but he paid up his 770m (700+10% interest) 2 weeks early.

    It's clear that he has lots of skill investing, and I suspect he has good intentions ...


    HOWEVER


    It's become obvious that there is little experience with the actual game and its community, nor was there a plan for what to do when things go sideways. Both scenarios that started this whole downward spiral could have been predicted and dealt with in different manners, many of which have been outlined in this thread. There's always assholes that will try to screw you over and there's always people that will look for any loopholes to try to get around Torn's rules. You should have read what other mutual funds have gone through (esp. the failed ones!) and prepared ahead for the worst case scenarios. Both "How should I handle someone asking me to "send to a friend" at the end of an investment?" and "What if there's a disgruntled client?" should have been prepared in advance of starting this venture.

    Now, OP f**ked up. And he's admitted to it. However, because of the amount of time and effort he put into this he's peeved that it's already done, after only 2 months, and his go-to defense for this is to fight back. I understand that, and it's super tempting to say "f**k all y'all, I'm the victim here, stfu" but it's important to take a step back and try to learn from this scenario. Take a day or two, have a hot bath, smoke some weed, make some tea, and think "How can I improve my game after failing what I set out to do? "


    ...all this and I'll sum it up by restating something I said in DMs:

    I understand that you're pissed. I get it. I had a project like this that I sunk my entire networth, energy, time and effort into for almost 3 years and it got ripped away from me in an instant after I f**ked up. But I kept my head low and after sulking for a few days I started anew, and while it hasn't been easy, I learned from my mistakes and I use that to make better on my promises now than I was before. My advice? Grave this thread, give people their cash back, lie low and ride the bounty train for a few weeks or months, and focus on yourself for a bit. Once things start settling down, and people have forgotten who you are, you can try again. But take the lessons from this venture, and improve. Now you have some more knowledge, apply it!

    ...anyway, what do I know? I'm just an asshole that wastes money on the off chance that nooblets turn out a'ight ;) take my response for what you will, and you do your game :) You did give me my 800m back so I'm gonna go play with that now and go to sleep
    Thank you for your response nihilisticcat. I will state how much I agree with this comment and disagree on others in a later time. I just would like to say that you were really brief here as you said 3 pages above in the first line of your answer.

    PS: nihilisticcat is a well known ass around, he invested 333.333.333 with me as his first investment just to make me pull up the freaking calculator...
  •   AdanaliApo [2329098]AdanaliApo [2329098]
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    Posted on 03:57:38 - 13/08/21 (2 months ago)
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    Hello everyone,

    I have kind of cooled down so not gonna answer the previous messages that I mentioned. Just wanted to let you know that, we have come to a deal with bughunter. I will charge him for the damages I claimed, and give rest of his money back.

    Apart from the financial damages, he also cost me a spouse, in exchange with that, he is offering his sweet ass to me for the next 3 nights by visiting me in my PI. I promise we will try to keep it quite in order not to disturb you Torn residents.
  •   AdanaliApo [2329098]AdanaliApo [2329098]
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    Posted on 04:18:07 - 13/08/21 (2 months ago)
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    Oh yeah, ohhhhhh...
  •   AdanaliApo [2329098]AdanaliApo [2329098]
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    Posted on 05:48:59 - 13/08/21 (2 months ago)
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    Yet another time, he just told me he is not honoring this deal as he agreed... Sorry to take your time, I thought we were done for good this time.
  • DKS Pache [2506741]Pache [2506741]
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    Posted on 02:42:52 - 17/08/21 (1 month ago)
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    AdanaliApo [2329098]

    Hello everyone,

    I have kind of cooled down so not gonna answer the previous messages that I mentioned. Just wanted to let you know that, we have come to a deal with bughunter. I will charge him for the damages I claimed, and give rest of his money back.

    Apart from the financial damages, he also cost me a spouse, in exchange with that, he is offering his sweet ass to me for the next 3 nights by visiting me in my PI. I promise we will try to keep it quite in order not to disturb you Torn residents.
    Did you mention the attempted "Virtual sex request through forums" Adanali?
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