1.0 Mechanics are in the pinned post below, and will soon be obsolete.

Here is a sheet to help you!

Mugging 2.0



Mugging

Mugging is now a (sort of) "Flat Rate" - this means that the percentage of someones cash in hand that you mug is not dependent on the amount they are holding. You will steal a "base" percentage which is then modified in two ways; with merit upgrades you can increase the amount by up to 50% (5% per upgrade) and an RNG / Multi-Dice Roll will increase the amount you roll by up to 100% (with lower bonuses statistically favourable).

Without any merits	With all merits (+50%)
5.0% - 10.0%	7.5% - 15.0%

With full merits, a mug of between 8-11% here would be most common according to Chedburn.


Percentages will be rounded to 2 decimal places.



Protection

Mug protection as you typically know it does not exist any longer. The idea behind mug protection was always to stop an offline user mercilessly being revive-mugged and losing 100% of their cash on hand after sales, faction handouts, etc, rather than to allow active users to walk around the city with silly amounts of money on hand at zero risk.

If you are mugged, whatever remains in your wallet will now be "protected". Over the course of the next 12 hours this protection will decrease linearly to $0. If you interact with the remaining money in your wallet, by which I mean you reduce the amount in your wallet below your currently protected amount, your mug protection will be reset to this amount (along with the 12 hour timer). Any subsequent mugs will also fully reset your mug protection to the amount left on hand. Below I will outline some scenarios to help understand exactly what is being said. For simplicity I will assume every mug is 10%, and events occur immediately unless explicitly stated.

Scenario 1

1. You are holding $100m and get mugged. You now have $90m remaining and thus $90m protection in this instant.
2. After 6 hours, you have $45m protection. If you are still holding $90m, $45m of this will be unprotected.


Scenario 2

1. You are holding $100m and get mugged by a friend, who sends the $10m back.
2. You are holding $100m and because you have $90m protection, $10m is unprotected.
** This is the sort of thing you can look to do if banking large sums of cash in Caymans. While "full protection" is not possible you can limit potential losses. **


Scenario 3

1. You are holding $100m and get mugged by a friend, who sends the $10m back.
2. You decide to bank (deposit in vault, trade, company, faction, purchase items/stock etc) all $100m and then withdraw it again.
3. You are holding $100m and have $0 protection because you reduced the amount of money in your wallet to $0. Someone may now mug you again and receive the full amount possible.
** This is the sort of thing that worked under the previous system, but can no longer be done. **


Scenario 4

1. You are buy-mugged. A player buys $500m worth of items and then mugs you, leaving you with $450m on hand and thus $450m protection.
2. You bank the remaining $450m but do not close your bazaar. Another player buys $450m worth of items and mugs you. They receive a full mug of $45m because you have $0 protection.


Scenario 5

1. You are buy-mugged. A player buys $500m worth of items and then mugs you, leaving you with $450m on hand and $450m protection.
2. Another player then buys $450m worth of items, and just before they are able to mug you you bank $450m. The mugger receives $0, as you still have $450m worth of protection.