Forum Main>>Questions>> 2 Weeks and 2 Months Investment Giving More! (A) 
keroo
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 Thread created on Fri Nov 15, 2013 08:23:17 Last replied to on Tue Jan 21, 2014 21:29:26

Hi. This question is actually about the month and year convention in Torn, investments giving more is just an outcome of it.
Here is the real question:
How are months calculated in Torn? It should be in one of these ways:
 4 weeks
 30 days
 the same day of a month (if so, when i invest in 4th of Feb, i'll get my investment in 4th of March, which is actually 28 days)
How are year calculated?
 360 days
 365 days
 12 months
 52 weeks
 48 weeks
And here is the outcome! 2 weeks investment gives more than 1 month investment at the end of the year if 1 year is 52 weeks or 360/265 days. Also 2 months investmen gives more than 3 months investment after 6 months or 1 year regardless of what a year is calculated (as both investments are in terms of months)
Note that i'am talking about investments which will not reach 2b at the end of the year. We young ones do not have near 2b. So investments will be added on each other when it finishes. Fror example, 100m will give 112.5m after 2 months and than 112.5m will be put in bank and so on. That's how it gives more.
I have calculated it both with 0 and 10 merits, the results are same. I don't think this is a realistic thing as long term investments should give more regardless of what u do.
Last Edited: Fri Nov 15, 2013 10:38:44


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manik
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 Posted on Fri Nov 15, 2013 08:41:27

There's an APR figure so I would assume you could work backwards as ascertain you assumption of numbers of days in year. It'd be bloody difficult, and to be honest pointless.
As for the 2 week and 2 month. It's a well known fact and covered comprehensively previously.


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manik
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 Posted on Fri Nov 15, 2013 08:41:43

There's an APR figure so I would assume you could work backwards as ascertain you assumption of numbers of days in year. It'd be bloody difficult, and to be honest pointless.
As for the 2 week and 2 month. It's a well known fact and covered comprehensively previously.


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Grey
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 Posted on Fri Nov 15, 2013 10:04:26

As manik says it's a well known fact that 2 month investments give the highest APR. Which period to use when below the cap depends on how much money you make on the side compared to your investment. If you have 10 mill and invest that for 2 months while making another 10 mill your new cash has to wait too long to start accumulating interest. Unless you make considerably less yourself than the 2 month interest would generate I would suggest 2 week investments to be able to add more money more often.

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bogie
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 Posted on Fri Nov 15, 2013 10:24:14

From a recent GD post:
By Hunter_Pman [51808]
By Hunter_Pman [51808]
2 weeks, no doubt about it!
100 mil @ 2 months gives you after 2 months 122.88mil (61 days)
100 mil @ 2 weeks gives you after 2 months=
after 2 weeks: 104.78 mil (14 days)
after 4 weeks: 109.79 mil (28 days)
after 6 weeks: 115.04 mil (42 days)
after 8 weeks: 120.54 mil (56 days)
extrapolated to 61 days = 122,6 mil
BUT don not forget: after each 2 weeks you can add your earnings of 2 weeks playing to your account. This is therefor by far the best option if your account is not maxed out!

Too proove my theory: some basic excel graphs:
It seems after a daily earning of around 120k and higher, you're always better to invest 2 weeks for best returns. Below that daily amount, 2 month gives the best results (but not so flexible)
That said, when you have 2 bil that you never need, invest 2 months for max earnings
start budget: 100M
Daily earnings 100k
Daily earnings 500k
Daily earnings 2M



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keroo
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 Posted on Fri Nov 15, 2013 10:36:23

wow, how come i missed that great excel post!


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Daniel
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 Posted on Sun Jan 19, 2014 19:05:06

bump, you stats genius

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HABLU
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 Posted on Mon Jan 20, 2014 16:55:25

not exactly related to post, but asking anyway, what's the interest rate of bank with 10/10 on bank merit?


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keroo
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 Posted on Tue Jan 21, 2014 00:36:28

merits add different for different investment times.


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HABLU
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 Posted on Tue Jan 21, 2014 16:01:33

By keroo [1787856]
merits add different for different investment times. 
yeah ,I know. just giving the data for any timeperiod (ie: 2 week) will do. i'll get the rough idea.


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keroo
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 Posted on Tue Jan 21, 2014 21:29:26

i've made an excel as in the below img. i can send it to u for a large suitcase. it took a lot of time really.
u can see the numbers u re looking for on top right




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