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Forum Main>>General Discussion>> Bank Interest.
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-_-joker-_-

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Posted on Sun Feb 16, 2014 09:33:03
By ddgr8 [1071582]
Definitely nerfed! I am making 35,400,000 for a week on 2 billion, a drop from 40,000,000 some weeks back. And it is steadily decreasing each time.




i have just noticed this....less weekly spends each time

HELLO MY NAME IS -_-JOKER-_-




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Voices

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Posted on Sun Feb 16, 2014 09:39:57
Nerfing companies income (For the moment) and bank interest getting lower.

I like it, Far too much money coming in, This will slow it down.

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Hades

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Posted on Sun Feb 16, 2014 11:46:49
By Voices [387969]
Nerfing companies income (For the moment) and bank interest getting lower.

I like it, Far too much money coming in, This will slow it down.


Lots of money goes out too with rehab, casino, dirty bombs and other things though.

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daredevil

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Posted on Sun Feb 16, 2014 17:29:49
By bogie [148747]
Noticeably lower than what it has been a couple months ago.

I invest 2b every 2 weeks and am getting around 8-10m less than what I was a short while ago.


Agree with bogie... im notice too...



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Chanty

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Posted on Sun Feb 16, 2014 18:05:18
Banking every 2 weeks interest has gone from 94 mill to 78mill that's a big difference to me.

Last Edited: Sun Feb 16, 2014 18:06:49
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Hades

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Posted on Sun Feb 16, 2014 18:06:49
Wow. ^

Wtf?

Still no update from staff.

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ForkingPawn

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Posted on Sun Feb 16, 2014 18:08:35
The downward trend started when DP's became tradeable again, So... they are lowering the interest in our banking slowly in hopes that we don't notice! They want us to buy more DP's and sell them for game money

I guess, It's a way of paying for the game developers who are working on respo, and upkeep on the game



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Hades

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Posted on Sun Feb 16, 2014 18:22:59
The trend started before that.

Thats why they made DPs tradeable id say.
They were selling for 5M before they were made non tradeable and when they were made non tradeable they sky rocked in price. Reaching well over 150M mill. Lots of people donated unknowing of the update and thinking they could sell them for cash.
Then they were made tradeable again so more people donated to take advantage of the high price of DPs. The price slowly went down and levels off around 20M and 20M is more attractive for donators than the old 5M we used to get.

Just my thoughts on the matter.
Bazaars on the market were a great idea to tackle inflation though but were a blow to traders.

I think Ched needs to design new ways for people to spend there money and take it out of the system that way instead of lowering the amount of cash we get.

Dirty Bombs are once in a blue moon as it is and the less money people make the lesser we will see them going off.

The game will be less fun in a load of areas is people don't have the cash to make it so.


/I could be wrong. Just my thoughts.



Edited.
This would be a better way to take money out of the economy.


http://www.torn.com/forums.php?forumID=4&ID=16070124

Last Edited: Sun Feb 16, 2014 18:44:39
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TheDarkLegacy

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Posted on Mon Feb 17, 2014 10:29:58
By Voices [387969]
Nerfing companies income (For the moment) and bank interest getting lower.

I like it, Far too much money coming in, This will slow it down.


Yeah, now you have tons of money there is far too much money coming on so everyone newer than you should be screwed over.

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DB_farid

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Posted on Mon Feb 17, 2014 14:44:53
Yep before this I gained 504mil extra for 2months with tcb but after that it was just 470mil with tcb.

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Aurum

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Posted on Mon Feb 17, 2014 14:45:59
By Hades [1728299]
By Voices [387969]
Nerfing companies income (For the moment) and bank interest getting lower.

I like it, Far too much money coming in, This will slow it down.


Lots of money goes out too with rehab, casino, dirty bombs and other things though.


what money goes with dirty bombs?

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TheDarkLegacy

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Posted on Mon Feb 17, 2014 16:36:35
By Aurum [1544641]
By Hades [1728299]
By Voices [387969]
Nerfing companies income (For the moment) and bank interest getting lower.

I like it, Far too much money coming in, This will slow it down.


Lots of money goes out too with rehab, casino, dirty bombs and other things though.


what money goes with dirty bombs?


Everything in the target faction

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Aurum

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Posted on Mon Feb 17, 2014 16:40:28
By TheDarkLegacy [1712562]
By Aurum [1544641]
By Hades [1728299]
By Voices [387969]
Nerfing companies income (For the moment) and bank interest getting lower.

I like it, Far too much money coming in, This will slow it down.


Lots of money goes out too with rehab, casino, dirty bombs and other things though.


what money goes with dirty bombs?


Everything in the target faction


That could be just a very small amount, if anything... The members are given an hour to be able to withdraw the funds form the faction before it is destroyed - if it even reaches 0 respect and the members aren't active to make one warbase hit.

Dirty bombs would no way be one of the main ways money is lost in torn.

I'd say it's probably rehab, casino, companies/factions (buying the company to start off with / upgrades etc) and badly managed transactions in the stock market

Edit: 150 Oil rigs in torn, that will have taken a minimum of $1 trillion out of the economy just through start up costs. I don't know how much money each rig has made in total, but i'm guessing the cost of all the rigs + upgrades is less than the amount of money rigs have brought back into the economy so far...

And that's just one company type.

Last Edited: Mon Feb 17, 2014 16:44:42
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HammerHeart

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Posted on Mon Feb 17, 2014 17:39:12
You currently have an investment account. When the time is up, you may withdraw the $2,380,600,000 and start a new account if you wish.

2 month investment with 10/10 merits.

definitely a downward spiral.

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TheDarkLegacy

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Posted on Mon Feb 17, 2014 17:47:48
By Aurum [1544641]
By TheDarkLegacy [1712562]
By Aurum [1544641]
By Hades [1728299]
By Voices [387969]
Nerfing companies income (For the moment) and bank interest getting lower.

I like it, Far too much money coming in, This will slow it down.


Lots of money goes out too with rehab, casino, dirty bombs and other things though.


what money goes with dirty bombs?


Everything in the target faction


That could be just a very small amount, if anything... The members are given an hour to be able to withdraw the funds form the faction before it is destroyed - if it even reaches 0 respect and the members aren't active to make one warbase hit.

Dirty bombs would no way be one of the main ways money is lost in torn.

I'd say it's probably rehab, casino, companies/factions (buying the company to start off with / upgrades etc) and badly managed transactions in the stock market

Edit: 150 Oil rigs in torn, that will have taken a minimum of $1 trillion out of the economy just through start up costs. I don't know how much money each rig has made in total, but i'm guessing the cost of all the rigs + upgrades is less than the amount of money rigs have brought back into the economy so far...

And that's just one company type.


I was just explaining what they meant...


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Aurum

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Posted on Tue Feb 18, 2014 00:38:48
By TheDarkLegacy [1712562]
By Aurum [1544641]
By TheDarkLegacy [1712562]
By Aurum [1544641]
By Hades [1728299]
By Voices [387969]
Nerfing companies income (For the moment) and bank interest getting lower.

I like it, Far too much money coming in, This will slow it down.


Lots of money goes out too with rehab, casino, dirty bombs and other things though.


what money goes with dirty bombs?


Everything in the target faction


That could be just a very small amount, if anything... The members are given an hour to be able to withdraw the funds form the faction before it is destroyed - if it even reaches 0 respect and the members aren't active to make one warbase hit.

Dirty bombs would no way be one of the main ways money is lost in torn.

I'd say it's probably rehab, casino, companies/factions (buying the company to start off with / upgrades etc) and badly managed transactions in the stock market

Edit: 150 Oil rigs in torn, that will have taken a minimum of $1 trillion out of the economy just through start up costs. I don't know how much money each rig has made in total, but i'm guessing the cost of all the rigs + upgrades is less than the amount of money rigs have brought back into the economy so far...

And that's just one company type.


I was just explaining what they meant...


wasn't aimed at you sorry

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Shinta-DeKay
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Posted on Tue Feb 18, 2014 00:40:39
I'm kinda afraid to invest 2.6bil into tcb might drop heavy atm

People might wana pull out of that or wat ? Invest more to fix?

Last Edited: Tue Feb 18, 2014 00:47:47
MDK
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Bueno_Excelente

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Posted on Tue Feb 18, 2014 01:06:52

By Hades [1728299]
Has anyone noticed it slowly decreasing?

I remember a few years ago I got over 500M for a 2 month bank.
Now i'm at 407M. 0_0

I know the stock market or something comes into account though that much?

What are your views on this and can someone explain it in some sort of detail for this noob.



The interest rate was supposedly linked to the overall amount of player cash out there in an update a few years ago. The more cash, the lower the rate. As a result it's been going down ever since.

Perhaps the only way you'll ever see it go up again is after a mass deletion of inactive players.


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Butters

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Posted on Tue Feb 18, 2014 01:12:26
It's not 2 years ago - the deposit before the current one paid 500 mil for 2 months as well, so the ~5-6% drop in interest rates for 2 month deposits recently has been anything but "slow".

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Tampons

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Posted on Tue Feb 18, 2014 01:35:09
You get all that money and are complaining? I have maybe $150,000,000 in stocks and that is basically everything I have.... You get money for doing absolutely nothing other than get to $2,000,000,000 to make it possible so I'd say you got a pretty good advantage compared to me and majority of the players in this game.

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Shinta-DeKay
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Posted on Tue Feb 18, 2014 01:43:06
By Tampons [1707233]
You get all that money and are complaining? I have maybe $150,000,000 in stocks and that is basically everything I have.... You get money for doing absolutely nothing other than get to $2,000,000,000 to make it possible so I'd say you got a pretty good advantage compared to me and majority of the players in this game.


I worked hard for my money flower runs and slutting and while tryin to train so.... We're is this free money u speak of

MDK
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Hades

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Posted on Thu Feb 20, 2014 20:29:48
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Shinta-DeKay
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Posted on Fri Feb 21, 2014 07:53:46
By Hades [1728299]
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This lol

MDK
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Cosby

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Posted on Fri Feb 21, 2014 22:04:31
By Shinta-DeKay [954894]
By Hades [1728299]
ic1l4n.png


This lol


been watching this post.. waiting

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TheDarkLegacy

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Posted on Fri Feb 21, 2014 22:30:39
By Tampons [1707233]
You get all that money and are complaining? I have maybe $150,000,000 in stocks and that is basically everything I have.... You get money for doing absolutely nothing other than get to $2,000,000,000 to make it possible so I'd say you got a pretty good advantage compared to me and majority of the players in this game.


If it's so easy, why don't you have 2b?

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Bones

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Posted on Sat Feb 22, 2014 17:58:58
I have TCB and 10/10 on interest merit upgrades. I was getting like 100-103m every two weeks and over the last two months i've noticed it slowly decreasing. I'm now getting 89m for a two week investment. its free money, yes, but i'd still like to know why the interest has decreased so much, so rapidly.

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sHoTz

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Posted on Sat Feb 22, 2014 18:28:47
when the bank interest got changed from the old system ched said that the more money that is in the economy the lower the bank interest will be, this is to control inflation.

seems like what ched wanted to happen has happened except the banking cap!

id find the thread but i cba to trail though 21 pages of threads looking for it

Last Edited: Sat Feb 22, 2014 18:36:48
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Rekker

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Posted on Sat Feb 22, 2014 19:38:40
Just made a new investment of 2B for 2weeks & I now get 80.5mil for the investment which is down 3mil from the previous investment of 2 weeks

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peteo66

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Posted on Sat Feb 22, 2014 19:42:29
By Bones [917218]
I have TCB and 10/10 on interest merit upgrades. I was getting like 100-103m every two weeks and over the last two months i've noticed it slowly decreasing. I'm now getting 89m for a two week investment. its free money, yes, but i'd still like to know why the interest has decreased so much, so rapidly.


I'm glad I sold my TCB when I did. I made 700 million profit. It would have taken forever to make that in interest.

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McN1coll

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Posted on Sun Feb 23, 2014 12:21:50
You currently have an investment account. When the time is up, you may withdraw the $2,426,800,000 and start a new account if you wish.

This is 2 months with 10/10 merits
I have noticed a drop in price this last while

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